Fighting For You Following A Denied Accidental Death And Dismemberment Claim

Accidental death is terrible to contemplate and tragic for families. Many people, anticipating the financial toll an unexpected tragedy can take on loved ones, purchase accidental death and dismemberment insurance, or AD&D insurance.

It is not uncommon for a life insurance company to deny these claims, however, even if they pay out on life insurance. That is because AD&D insurance policies have their own requirements and exclusions. Typical exclusions include suicide, homicide, and occasionally drug misuse or intoxication. Death by "natural" causes or because of sickness or infection generally does not qualify for AD&D coverage.

This can lead to significant financial harm for families who certainly did not anticipate losing a provider. There may also be a dispute as to whether your loved one died in an accident or because of suicide or from natural causes.

A Denial Is Not Necessarily The Last Word

Many people seeking insurance benefits expect to be paid out under their policy when they have a legitimate claim. It can seem fairly straightforward on the surface: you have insurance coverage in case you need it, and when you need it, coverage should be there. Nowhere does this seem more true than when a loved one suffers a devastating or fatal accident.

Unfortunately, insurance law is rarely simple. That is why the help of an experienced attorney — and a former insurance insider — can be invaluable.

Putting Your Interests First

As an experienced lawyer who has worked for and against insurers for decades, I know AD&D insurance. I can review your file claim. I provide clear and upfront analysis of your situation and explain concepts without resorting to technical jargon.

I can help you determine what information to provide in your appeal, and I can preserve your rights in case you need to file a lawsuit against your insurer.

Schedule A Free Initial Consultation

I charge nothing for an initial assessment of your situation. My office is located in Westborough, Massachusetts, and I represent clients in AD&D disputes statewide. You can contact The Law Office of George Thompson at 800-347-3267.